Different Types of Government Backed Mortgage Loans


What a mortgage loan is? Before we go over government backed mortgage loans, let’s define what a mortgage loan is. A mortgage loan is a secured type of loan for buying a house. A financial institution lends the borrower money to purchase a home if they are unable to pay for the home in cash. Over a period of time, the borrower pays the financial institution back with interest added. Government Backed Mortgage Loans There are many types of mortgage loans (VA, investment, 203K, etc.). Frequently, mortgage loans are secured by the federal government- these

Different Types of Government Backed Mortgage Loans2021-12-23T15:42:11+00:00

How to Prepare Your Home for Winter


Winter Home Maintenance Tips Keep calm and winter on! Cold temperatures and snowfall don’t have to be a burden for your home. Help prepare your home for winter by implementing some of these preventative winter home maintenance tips! Interior Maintenance  Clean your fireplace or chimney: Make sure that it is winter ready. Any build-up inside your chimney from last season could be a fire hazard. Insulate your non-living spaces: Make sure you have proper insulation in your attic, basement, and crawl space. This will help keep the warm air inside your living spaces. Check your windows and doors: Re-caulk

How to Prepare Your Home for Winter2021-12-21T17:56:29+00:00

Questions to Ask Your Lender Before You Refinance


Over the life of your mortgage, you may want to refinance to meet a variety of personal and financial goals. Furthermore, it’s important to ask these basic questions before making the decision to refinance your mortgage. Make sure to ask these questions below when discussing refinancing options with your lender. Why Do You Want to Refinance? Determine what your goals are and why you want to refinance. According to Forbes, while interest rates are at historic lows, the savings (not the rate) a refinance offers should drive a homeowner’s decision. Lower your mortgage payment by securing

Questions to Ask Your Lender Before You Refinance2021-12-13T15:53:26+00:00

Pet Necessities for the Home


To many of us, our pets are family, and we would do anything to make sure they are happy, healthy, and safe. We understand how big of a responsibility it is to have a pet in your home, which is why we have compiled some helpful tips and tricks that will ensure a happy home for you and your pet. Pet Necessities For The Home Modern Litter Box For cat owners, litter boxes are a necessity. Many pet owners are searching for a more stylish alternative for their furry friends. Luckily, there are many ways to

Pet Necessities for the Home2021-12-03T17:33:26+00:00

How To Buy A Vacation Home


Your Vacation Home Buying Guide Have you always dreamed of buying a vacation home? Vacation homes can be great investment. In this article, we will guide you through the steps to buying your dream vacation home. Step 1- Decide What You Can Afford Keep in mind, that when buying a vacation home (if not paying in full) you’ll add another mortgage payment to your monthly expenses. Therefore, it is crucial to accurately figure out how much you can comfortably afford when shopping for a vacation property. In addition to the mortgage expense, a vacation home may

How To Buy A Vacation Home2021-11-29T18:07:41+00:00